In a small mixing bowl, beat the cream cheese until smooth.
Mix in whipped topping {mixture will be stiff}; set aside.
In a bowl, combine pancake mix and sugar.
Beat egg, milk, and oil; add to pancake mix and mix well.
Fold in banana and pecans.
Pour batter by 1/4 cupfuls onto a lightly greased hot griddle;
turn when bubbles form on top of pancakes.
Cook until second side is golden brown. Serve with cream topping.
Yield: 8 Pancakes.